Account and securities savings in pension : What is the difference? April 23, 2022 19:13 Updated With the classic account solution, the money earns interest at a certain rate. However, this is very low in the current low-interest environment. By comparison, with securities savings, the money is invested in stocks, bonds and other securities. In the long term, this promises a considerably higher return than the interest paid on the account. Related articles Why should I invest my pension assets in securities? I have not received an SMS code How can it happen that more than 100% is invested? Which investment strategies can I choose? How do I have to proceed in case of a payout?