You have no gainful employment in the short or long term (an interruption in your employment due to a job change, stay abroad, unemployment, sabbatical, etc.).
You become self-employed and do not join a pension fund.
You are not able to transfer all of your vested benefits to the pension fund of your new employer.
You are leaving Switzerland on a definitive and lasting basis (emigration).
You receive a portion of your spouse's retirement assets as part of a divorce settlement.
Your new income is below the entry threshold for the occupational pension plan (CHF 21,510.00).
