Who is allowed to open a 3a account? March 15, 2022 16:14 Updated In principle, everyone who earns income from gainful employment in Switzerland that is subject to old-age and survivors' insurance contributions can take advantage of pillar 3a. It is also open to anyone who receives daily allowances from unemployment insurance. Persons without earned income and those who work in the business of their spouse or registered partner are not entitled to participate. Related articles When can I withdraw my 3a assets? Can I invest 100% in shares? What is the maximum amount that can be deposited in 2022? I have a new mobile number/email address. How can I update my existing information in ePlix? Can I open more than one 3a account?